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CulikLaw

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Blog Posts

Tips For Defending Against A Debt Collection Lawsuit

CulikLaw
Mar 15, 2013

Culik Law provides overview of some of the most important things to be aware of when defending against a debt-collection lawsuit.

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Requirements Under Massachusetts Law Before a Bank Can Foreclose

CulikLaw
Mar 14, 2013

Requirements under Massachusetts law before banks or mortgage loan servicers can foreclose on homeowners.

What Can Bankruptcy Do For Me? (in Melrose Patch)

CulikLaw
Mar 14, 2013

Depending on what type of debt you owe, bankruptcy is intended to provide you with an orderly process to either discharge or repay your debts.

8 Simple Ways to Elevate Your Credit Score

CulikLaw
Nov 16, 2012

Is your credit (FICO) score helping you or hurting you? Begin now building better credit which can improve your overall financial health.

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Real Estate

Protecting Proceeds From the Sale of Your Home Under Massachusetts Homestead Protection Law

CulikLaw
Oct 16, 2012

Protect Your Proceeds. If you intend to sell your home, make sure that you have the money in your possession before filing for bankruptcy.

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Know Before You Owe: Transparency in the New Mortgage Disclosures

CulikLaw
Jul 27, 2012

Confused by your mortgage disclosures? You're not alone. The Consumer Financial Protection Bureau seeks to bring clarity with new mortgage disclosures.

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Patch's House & Home

Eliminating Second Mortgages Under Chapter 13 Bankruptcy

CulikLaw
Jun 6, 2012

Eliminating Second Mortgages Under Chapter 13 Bankruptcy

Friend or Foe? Debt Collectors Get Social Too

CulikLaw
May 15, 2012

Debt Collectors are using social networking sites to search for debtors by name and attempt to be their “friend”. Once your profile is accessible, an abundance of personal information can be exposed.